It is possible, but much depends on the specific country. If we talk about states that have Golden Visa programs, then, for example, in Greece, banks issue loans for the purchase of housing only if the borrower already has his own Greek real estate, which will serve as collateral for lending. In addition, the annual income of the borrower is additionally taken into account. In Portugal, the amount of the mortgage must not exceed 40% of the price of the purchased property. In Spain, when using a mortgage to buy property, the loan must be issued outside the country. Mortgage interest in the banks of these countries is lower than in Ukraine. For example, in Portugal the margin will be from 1.7 to 2.5%. The object of purchase usually becomes the guarantee of the mortgage. In addition, almost everywhere in order to obtain a loan, you must show the level of your income. You can clarify information about each country by contacting consultants . REAL LIVO.

After receiving the application, we discuss it in detail with the client, clarifying the details and nuances. Then we search for suitable offers, and together with the customer we choose the best option. It is possible to organize a viewing tour. Further stages of work - preparation of a package of necessary documents, opening a bank account and (as an option) obtaining a loan. This is followed by the signing of the contract of sale and the transfer of money to the account of the seller. The final step may be the search for clients to rent out the property and the signing of a lease agreement (if it is planned to make a profit from the acquired object).

The fact of acquiring real estate in a European country is not a basis for obtaining a residence permit. An exception is the purchase of real estate as part of participation in special Golden Visa programs. Recall that the minimum value of real estate under the Golden Visa programs is: In Greece - 250 thousand euros; In Spain - 500 thousand euros; In Portugal - 280 thousand euros.

It is possible, and this applies not only to coastal regions. Real estate within the country also brings rental income. But as a rule, in coastal, resort regions, the yield is higher. For example, in Spain it is 4.5-6% per annum, while within the country it is about 3.5%. There are often exceptions to this rule. So, you can get good returns by renting out housing in popular tourist cities, even if they are located far from the sea. All the subtleties and nuances of renting real estate can be found from managers REAL LIVO.

We earn on commission from the seller. At the same time, we do not wind up the price of objects, but work at market prices. Our commission is 3% of the value of the object. At the same time, we do not take money from the client if we cannot find a suitable option. Also, we do not take money for consultations and assistance in paperwork.

At all stages of the transaction, it is controlled by our lawyers. We scrupulously check the property for the absence of arrests, prohibitions, debts, etc. In the country where the sale takes place, you will be accompanied everywhere by a lawyer cooperating with us. He is also present at the notary, supervising the process of signing the transaction. Thus, the REAL LIVO company can guarantee that in the end the contract of sale will have impeccable legal purity and comply with all legal requirements.